Credit Repair & Debt Solutions

 CLICK HERE FOR CREDIT MONITORING ENROLLMENT

Our credit repair services are very affordable.

ReScore Solutions is an ATTORNEY ASSISTED credit repair company.

This is how it works:

NO enrollment or sign-up fees. The credit monitoring charge is with a 3rd party company. That money doesn’t go to me and I can not provide refunds for services that you have not canceled when you no longer use or want to pay for it.

NO monthly credit repair fees.   Pay only for the services that we provide at our a-la-carte pricing. Pay after we have drafted the letters and ready to mail the letters.

1. Credit Audit via phone or online meeting such as Zoom.
   • The first 10 to 15 min is no cost for a credit consultation after I have reviewed your reports, providing that you need to be informed that you have other issues than what traditional credit repair can accomplish. 
     • $99 up to a one-hour consultation to discuss your credit reports and learn what you need to do in order to meet your goals. This is for consumers that need credit repair services or needs to know what accounts needs to be dealt with.
     • Optional: Written Credit Audit: $125 to $249. in addition to the phone or Zoom consultation or without the consultation.
     • Zero charge: If you have no credit, very little credit or less than 3 accounts to be addressed there is no charge for a verbal Credit Audit.
     • You will receive the cost or estimated cost to provide the services for each account during your Credit Audit consultation.
2. Drafting letters on your behalf. Pay after we have drafted the letters.
   • Letters drafted for debt collection companies. $59 plus certified mail fees.
     • Letters to debt collection companies are always mailed certified. 
   • Letters drafted for credit reporting agencies, Transunion, Experian and Equifax are $25 for each account that we are disputing per all 3 credit reporting agencies. 
     • Example: You have 3 accounts that will be mailed to 2 or 3 credit reporting agencies. The cost is $75 for drafting the letters. 
       • Most of the time we mail letters to the credit reporting agencies USPS. In certain situations we will mail certified. If mailing certified is necessary we will explain to you the reasoning. 
       • Letters will need to be sent to the credit reporting agencies more than once. Be prepared for up to 6 times over 4 to 6 months. 
3. Mailing fees. 
   • USPS: $8.99
   • Certified mailing: $24.99
4. Printing and scanning: $2.50 per page and you will have access to your letters.
5. Building credit: Zero charge. I will provide information that you need in order to build your credit. 
   • Mentoring while building credit: $39 monthly for 5 months.
   • You can call and I will provide monthly updates if you provide credit monitoring for me to access.

YES. Cost for credit monitoring. After we review your credit reports we will schedule an online meeting or phone call in order to discuss your credit reports. You will receive information regarding your credit report for a “plan of action”. There is a $99 cost for this service. Even if you don’t use our credit repair services you will know what you need to do in the case that you would like to handle your own credit repair.

YES. Cost for certified and USPS mailing fees. $22 Certified mail fee. If two or more letters are mailed to the same address only ONE certified mail fee will be charged. Please note: if the envelope is more than the basic fee, due to multiple pages, there will be additional mailing fees added to your invoice.

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1. CREDIT MONITORING: Sign up for credit monitoring.  The cost is $1 for the first 7 days.  Then $39.95 monthly.
   1. Question:  Why credit monitoring?    Answer:  We must be able to monitor your credit and scores in able to assist you in building and repairing your credit.  Even if you already have credit monitoring we will need for you to sign up with the monitoring company we require.
2.  CREDIT REPORTS REVIEWED AT NO COST OR OBLIGATION:  Your credit reports will be reviewed for an overall plan of action .  You will be contacted afterwards. 
3. INCORRECT INFORMATION ON YOUR CREDIT REPORTS? Your credit reports with Equifax, Experian and Transunion will be reviewed for erroneous, outdated and incorrect information reporting. When we find violations we give the creditor an opportunity to fix it.  When they do not do their job to update with correct information or delete it provides allows for legal action under the Fair Credit Reporting Act. We will point out these issues during our Credit Audit meeting via a ZOOM meeting.

Attorney assisted credit repair.

We have a close working relationship with an attorney who sues companies under the Fair Credit Reporting Act and Fair Debt Collection Practices Act (and other consumer laws).  So if we run into a roadblock where a company refuses to follow the law, we can connect you with the attorney to sue for money damages.  Don’t worry, there is no out of pocket cost for you.

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