Category: Credit repair in Alabama Birmingham


Say NO to bankruptcy! Say yes to debt assistance!

Are you robbing Peter to pay Paul?  Wondering when you are going to exit the never ending cycle of credit card debt?  Education loans choking your future?  Personal loans? Medical debt?  Any unsecured debt.

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The Truth on Paying Collections

Why do your credit scores drop when collections are paid? That’s right, fact is stranger than fiction.

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Credit After Foreclosure

Call reScore Solutions (a Kirkpatrick & Associatescompany) if you have had a foreclosure and ready to purchase another home.  We can advise you of your rights and help you rebuild your credit. If you have recently experienced a foreclosure or…

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Does Checking Your Own Credit Lower Credit Scores

Checking Your Own Credit Does Not Affect Your Credit Score Your credit scores are determined by formulas that assess your creditworthiness. Lenders evaluate the risk of extending credit to you in part by using credit scores, which measures your credit…

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Job Hunting for 50+

Does your age shut you out?  Looking for a job?  For those in the 50+ age bracket, you may have found that the economy in 2008 may have affected you too.  You may have taken an early retirement or was…

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I DO and Bad Credit

Your FICO scores are a big part of many of your financial decisions now that you are a couple.

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7 Ways To Deal With Bad Credit When Renting

We specialize in getting your credit reports lender-ready so that you will be approved for a home. Understanding the ins and outs of lending we know what it takes to get your credit reports repaired and credit scores to the specification of your lender.

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Surefire ways to get denied for a home loan!

Surefire ways to create money and credit problems.  If you plan to get denied for a loan or mortgage the following plan will work great for you. 1.  Go ahead, charge those clothes, shoes and stuff that you can’t afford. …

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Thinking of filing BANKRUPTCY?

There may be a different option than filing Bankruptcy.  We offer free, no obligation credit evaluations to determine if there is an option to avoid Chapter 7 or Chapter 13.  You may have already filed Bankruptcy in the last 10…

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